EMV Payment Card Issuance System

Secure. Modular. Efficient.

A comprehensive solution integrating Data Preparation (DPS), Key Management (KMS), and Card Personalization (CPS). Based on 20+ years of industry experience, we deliver precise data writing for financial EMV cards with bank-grade security.

The Core Engine of Financial Issuance

Our system acts as the bridge between your Core Banking System (CBS) and the physical card. Through the seamless coordination of Software and Hardware, we transform raw data into personalized financial cards. Supporting Modular Customization, clients can flexibly select functions to match their specific issuance model.

System Elements

Data Preparation System

Intelligent Data Processing Engine

Supports Local Deployment for data sovereignty. It allows clients to create personalized data templates based on project needs, facilitating efficient Batch Data Production and management.

Key Management System

Robust Security & Compliance

Compliant with international card scheme standards. Configures Symmetric & Asymmetric Key templates. It can be deployed locally and is directly callable by the DPS for seamless encryption operations

Card Personalization System

Advanced Card Personalization

Backed by 20+ Years of Experience. Capable of developing scripts for diverse chips. It supports Multi-Bank and Multi-Card quick switching, driving hardware to complete the final writing process.

Product Detail

Flexible Modular Architecture

Our system supports fully Modular Customization. Whether you need a standalone Data Prep tool or a full-stack Issuance suite, you can select and assemble the components (DPS/KMS/CPS) that fit your business model.

Custom Selection

Flexible Deployment

Industry-Leading Expertise

Experience matters in EMV migration. Leveraging two decades of R&D, our CPS engine ensures high compatibility with various Chip Platforms and Personalization Equipment. We enable rapid switching between different card products to maximize production throughput

Chip Scripting

Fast Switching

High Compatibility

Bank-Grade Security Compliance

The KMS module strictly follows Card Organization Specifications (Visa/Mastercard/UnionPay) for Symmetric and Asymmetric keys. Supporting Local Deployment, we ensure your sensitive cryptographic data never leaves your controlled environment.

Local Deployment

Asymmetric Key

Scheme Compliant

Deployment Mode

Local Issuance Mode

The Bank hosts the full stack (CBS, KMS, DPS) and manages the Personalization (CPS) in-house. Offers maximum control and data security

Outsourced Personalization Mode

The Bank handles Data Prep (DPS/KMS), while the Card Manufacturer handles physical Personalization (CPS). Balances security and production efficiency.

DP Service / Convenient Mode

A streamlined approach where a “DP Service Provider” assists with Key & Data management, reducing the infrastructure burden on the Bank

Why Choose BHDC ?

With over two decades of telecom experience and 350M+ annual shipments, we ensure your business continuity with proven, globally certified production and superior technology.

Modular by Design

Our system is independently developed to support modular customization, adapting to your exact needs.

Uncompromising Security

With options for fully on-premise deployment of data and key management, we put your security first.

20+ Years of Proven Expertise

We leverage over two decades of specialized experience in the lC card issuance industry to build robust, reliable solutions.

Flexible Deployment

We don't offer a one-size-fits-all product. We provide flexible models to match your operational reality.

Let’s build the future with innovation

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EMV Payment Card Issuance System

Secure. Modular. Efficient.

The Core Engine of Financial Issuance

System Elements

Data Preparation System

Intelligent Data Processing Engine

Key Management System

Robust Security & Compliance

Card Personalization System

Advanced Card Personalization

Product Detail

Flexible Modular Architecture

Industry-Leading Expertise

Bank-Grade Security Compliance

Deployment Mode

Local Issuance Mode

Outsourced Personalization Mode

DP Service / Convenient Mode

Why Choose BHDC ?

Modular by Design

Uncompromising Security

20+ Years of Proven Expertise

Flexible Deployment

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Let’s build the future with innovation

Beijing Huada Zhibao Electronic System Co., LTD.

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