Payment

Secure Transactions Empowering the Digital Economy

The payment landscape is shifting from static transactions to dynamic, omnichannel experiences. Financial institutions and merchants face the dual challenge of accepting diverse payment methods while maintaining strict security compliance. BHZ bridges this gap with a portfolio that spans the physical point of sale to the digital core, ensuring operational continuity and data integrity.

BHZ delivers an integrated ecosystem of financial hardware and software. From Smart Terminals and Digital Payment Platforms to EMV Issuance Infrastructure, we help financial institutions and operators build secure, efficient, and cashless payment environments

Redefining the Way We Pay

Smart Payment Devices

Next-gen hardware including Smart POS, QR Soundboxes, and Biometric Terminals designed for diverse retail scenarios.

Digital Payment Platforms

SaaS and PaaS solutions like Closed-Loop Operation Platforms and TSM, enabling seamless digital wallets and industry-specific payment ecosystems.

Secure Issuance Systems

Bank-grade infrastructure for EMV Financial Card Issuance and Secure Element (SE) Key Injection, ensuring the root of trust for finance.

Detailed Solutions

Empowering Every Transaction

Merchants today require more than just payment acceptance; they need a digital hub to manage inventory, loyalty, and diverse payment methods. Furthermore, managing large, dispersed fleets of terminals presents significant maintenance and security challenges for acquirers.

Our Smart POS series combines Android intelligence with rigorous security certifications . Whether for retail, dining, or logistics, our devices support omnichannel payments . Paired with our IoT Device Management (DMS), merchants can monitor fleets, push updates, and diagnose issues remotely, maximizing operational efficiency.

→ Smart POS

→ QR Payment Soundbox

→ IoT Devices Managemnt

Building Cashless Ecosystems

The rise of Digital Currencies and mobile wallets requires robust backend infrastructure to securely manage applets on secure elements. Additionally, sectors like Transport and Education need specialized “Closed-Loop” systems that operate independently of open banking rails.

Our Trusted Service Manager (TSM) platform enables the secure Over-the-Air (OTA) provisioning of financial applets to devices. For specific industries, our Closed-Loop Payment Platform provides an all-in-one solution for account management, transaction processing, and settlement, customized for campus or transport scenarios.

→ Closed-Loop Payment Platform

→ Trusted Service Manager

The Foundation of Financial Trust

The migration to EMV chip standards involves complex cryptographic processes. Banks and card bureaus must ensure rigorous Data Preparation (DPS) and Key Management (KMS) to prevent data breaches during the card issuance lifecycle.

BHZ provides a modular EMV Financial Card Issuance System. We cover the entire stack: from DPS systems that format secure data, to KMS that generate and protect cryptographic keys. Whether via local deployment or secure outsourcing, we ensure seamless, compliant card personalization.

→ EMV Payment Card Issuance

→ Secure SE Issuance

How it works

Our Strengths

Financial-Grade Security

PCI & EMV certified hardware and bank-grade data centers ensure compliance and trust

End-to-End Solutions

Unique capability to provide Chip, Terminal, System, and Operation Service in one package

Global Compliance

Systems designed to meet Visa, Mastercard, and PBOC standards for global deployment

Innovative Scenarios

Pioneering in Digital Currency, Biometric Payment, and "Payment + Industry" convergence

Let's Connect

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